Decade, a new AI-native wealth advisory platform founded by former Nubank executives, has secured a record-breaking $85 million seed round, signaling massive investor confidence in a new model for financial services disruption in Brazil. The funding, the largest seed round in Latin American startup history, was backed by a coalition of high-profile global and local venture capital firms including Greenoaks, Benchmark, Diffusion, Atlantico, and Norte Ventures. The capital injection validates the founders’ bet that the combination of Artificial Intelligence and Brazil's regulatory Open Finance framework can succeed in a market where financial advice has historically been fragmented or reserved for the ultra-rich.