StoneCo Set to Disclose Q3 Earnings as A Major Shareholder Trims Position
StoneCo will report third-quarter 2026 earnings on November 12, as investors assess credit expansion risks and a minor share sale by Madrone Partners.
U.S. retail investors holding shares of Nasdaq-listed financial technology firms are preparing for a crucial update on how rising credit risks and high interest rates are impacting digital payment processors. The focus is shifting to corporate balance sheets as the third-quarter earnings season enters its final stretch, with market participants closely watching whether consumer spending and merchant volumes can sustain corporate growth.
In Brazil, the financial technology sector is facing a similar test. StoneCo Ltd., one of the country's dominant merchant payment and software providers, announced it will release its third-quarter 2026 financial results on Thursday, November 12, 2026, after the market closes. The upcoming report will spotlight how the company is managing its credit expansion under the weight of Brazil's high interest rate environment, where the central bank's benchmark Selic rate stands at 13.75% as of November 2026, according to the Banco Central do Brasil.
The earnings announcement comes on the heels of notable institutional selling. An amended Schedule 13D/A filed with the U.S. Securities and Exchange Commission (SEC) on October 7, 2026, revealed that Madrone Partners, L.P. executed open-market sales of 750,000 Class A common shares on October 5, 2026. The shares were liquidated at a weighted average price of $11.90, with transaction prices ranging from $11.75 to $12.02.
Following the transaction, Madrone and its affiliates—including managing directors Gregory Penner, Jameson McJunkin, and Thomas Patterson—retained beneficial ownership of approximately 25.2 million shares, representing a 10.8% stake in the company. The sale represents a minor but notable reduction in exposure from a major long-term backer. The calculation is based on StoneCo's 232,663,503 outstanding Class A common shares reported in its latest annual filing on Form 20-F, filed on April 23, 2026.
Beyond institutional trims, the health of StoneCo's expanding loan book remains a key focus. In its Q2 2026 earnings release, the company reported that it doubled its total credit portfolio year-over-year to 3.752 billion reais, marking a 107.5% annual expansion. The company reported non-performing loans over 90 days at 8.6% in Q2 2026; the upcoming Q3 report will show whether that trend continued.
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StoneCo Ltd. is listed in New York on the Nasdaq under the ticker STNE. The company is widely held by global retail investors and serves as a component of certain emerging market and fintech-focused exchange-traded funds.
